Rebates & tax credits
A meaningful share of this comes back to you.
Between the DTE rebate and the federal tax credit, a typical Metro Detroit attic job returns a real portion of its cost. Most homeowners either do not know these exist or assume the paperwork is not worth it. We file it for you.
DTE Energy insulation rebate
Homeowners with DTE as their gas or electric utility — most of Metro Detroit.
DTE holds the insulation incentive at $600 for the 2026 program year, up from $400 previously. Attic insulation carries a minimum of 500 square feet to qualify. Rebates are typically processed and mailed four to six weeks after an approved application.
We file the paperwork for you as part of the job.
Consumers Energy insulation rebate
Homes served by Consumers Energy rather than DTE.
Consumers runs its own efficiency program covering insulation and air sealing for qualifying homes. Amounts and eligibility are set by the utility and change periodically, so we confirm the current terms for your address at assessment rather than quoting a number that may have moved.
We confirm your current terms before you commit.
Federal tax credit (25C)
Homeowners filing federal taxes on a primary residence.
The Energy Efficient Home Improvement Credit covers 30% of the cost of qualifying insulation and air sealing materials, capped at $1,200 per year. It is a credit against tax owed, not a rebate check, and it resets annually — which means splitting a large project across two tax years is sometimes worth discussing with your accountant.
We provide itemized documentation for your filing.
Michigan Saves financing
Michigan homeowners who would rather spread the cost.
Michigan Saves is a statewide green bank offering financing for energy efficiency work through authorized contractors. It is worth looking at when a project is larger than you want to pay for at once — particularly when removal is involved.
Ask us and we will walk you through whether it fits.
Program amounts and eligibility verified August 2026. Utilities and the IRS change these periodically — we re-confirm the current terms for your address during the assessment, and nothing we quote depends on a rebate we have not verified for you.
What a stacked project actually looks like
Say an attic job comes in at $3,200 — air sealing, baffles, and blown cellulose to R-49.
- DTE rebate takes up to $600 off, leaving $2,600.
- The federal 25C credit covers 30% of qualifying material cost against your tax bill, up to the $1,200 annual cap.
Your actual numbers depend on the split between materials and labor, what else you claimed that tax year, and what you owe. This is why we hand you itemized documentation rather than a lump-sum invoice — your accountant needs the breakdown, and a contractor who cannot produce it is costing you money.
Where the rebate should not drive the decision
A rebate makes good work cheaper. It does not make unnecessary work worthwhile.
If your attic is already near depth and reasonably sealed, chasing a $600 rebate on a $3,000 job you did not need is a bad trade. We will tell you that during the assessment. The R-value guide shows you how to check for yourself before you even call.
Rebate questions
Do you handle the rebate paperwork or do I?
We handle it. Rebate applications need specific documentation — material R-values, square footage covered, before and after depths, and an itemized invoice. We produce all of that as part of the job and submit on your behalf. You should not have to chase a utility to get money you are owed.
Can I stack the DTE rebate and the federal tax credit?
Generally yes. DTE rebates can be combined with the federal credit and certain local offers as long as each program allows it. The usual approach is to take the utility rebate off the project cost, then claim the federal credit on what you actually paid. Confirm the specifics with your tax preparer, because we install insulation and do not file returns.
How long until I get the rebate money?
DTE typically processes and mails rebates four to six weeks after an approved application. The federal credit is different — it is claimed on your tax return for the year the work was completed, so the timing depends on when you file.
Is there a minimum job size to qualify?
For DTE attic insulation there is a 500 square foot minimum. Most Metro Detroit attics comfortably exceed that. Small targeted jobs — a knee wall or a rim joist on its own — may fall below the threshold, and we will tell you honestly when that is the case rather than implying a rebate you will not get.
Does my insulation have to hit a certain R-value?
Programs generally require you to reach a specified minimum, and in most cases we are targeting R-49 or better anyway because that is what makes sense in this climate. We confirm the current threshold at assessment and design the job to clear it.
Find out what you qualify for.
We confirm your utility, your eligibility and your numbers during the free assessment — before you commit to anything.